The Easy Pro 2 Gold Loan Scheme is available to individuals aged 18 and above with valid identification and proof of gold ownership. The loan carries an interest rate of 16.00% per annum, applicable for the entire duration of 9 months. In case of late repayments, additional charges may apply as per Gold Lakshmi Finserv's policies. The minimum loan amount under this scheme is ?3 lakh, subject to the value, purity, and loan-to-value (LTV) ratio of the pledged gold. All loan approvals are at the discretion of Gold Lakshmi Finserv and are based on internal evaluation criteria.